Bad Credit Car Finance
In a hurry to get your car. Looking for an instant decision? We offer

Car Finance Approvals within 1 hour

Looking for instant car finance approval? - Why not buy today?

At Bad Credit Car Finance we look to provide quick access to cars for people who have been turned down for car finance due to bad credit, CCJs, unemployment, self employment and disability.

Bad Credit Car Finance provide a decision usually within one hour

We have cars ready for you to drive away - across the UK

We are the No 1 in the UK for quick car finance approvals

Bad Credit? We offer instant car finance decisions - within the hour!

When you apply for car finance with Bad Credit Car Finance - in most cases you will receive your car credit decision within an hour.

This is because we know how important it is for you to have peace of mind that your car finance is approved.

So, we offer a nearly instant car finance decision & once approved you can pick up your car instantly at one of our nationwide used car centres! 


You'd be happy too if you got an instant decision of your car finance and got a car to drive away same day!

45.9% APR Representative
Licensed Credit Broker (We are not a lender)
Choose from a wide selection of used cars
Apply Now


Quick Car Finance Approval 

We know many of our customers have had car finance turned down and you need to get your car credit decision quick so you can get back on the road.

Our friendly telephone sales advisors will help you with your application and we think that you will be surprised just how easy getting a loan from Bad Credit Car Finance is!

While we are getting your car finance approved you need to decide a date and time to visit our nearest car sales centre to choose and drive away your new car.

A great range of used cars: Ready and waiting for you!

To make buying a car from us easy, all of our cars are prepared and ready to be driven away on the day.

So apply NOW for a decision within 1 hour and you can be driving your nice new car by the end of today.

Our used car garages are strategically positioned across the UK so you won't have far to travel.

Bad Credit Car Finance - Your search is over!