Bad Credit Car Finance
Bad Credit Car Fiance

Here’s what our customers have been saying about us.

Bad Credit Car Finance Reviews

We have been providing cars to people who have often been refused car finance from other lenders. This can be for various reasons such as unemployment, bad credit history, CCJs, disability and low incomes.

We are No. 1 in the UK for approvals, but that is not all we offer.

We take customer care very seriously and treat our customers fairly and with respect.  We try our very best to help them get back on the road as quickly as possible with the minimum of hassle.

If you have any questions see our Customer Care page where there is the answers to many commonly asked questions.

We are proud of our customer service and below are just some of the feedback and reviews we have received.


I was really surprised at how quickly I was able to get hold of a new car. It was an absolute life saver.

Sean explained everything really well and everyone at the garage was great. 

James Church - Leeds

Couldn't fault anything. The car was clean, tidy and runs great. Keith at the Newcastle office was really helpful and it only took an hour to get approval.  Just wish I had found you before trying all those other companies who said they could get finance for me but then refused. Thanks

Ankit Kedia - Newcastle

Today we purchased our second car from LCF, once again the service was quite frankly fabulous. The finance options and affordability was second to none. I turned out to be a particularly difficult customer but the helpfulness, general demeanor and enthusiasm of the salesman was second to none. I was delivered everything as promised. We look forward to seeing them again in 3 years. As a whole, Luton car finance and the manager cannot be faulted. Would definitely recommend you to visit them.

Shaun - Luton

I travelled from Romsey to the depot in Arlesford, upon arrival I was greeted by a gentleman called Dave. He was a top bloke and was very professional. I drove away within 1hr 30m, great company who make you feel welcome & I would highly recommend this company to anyone with bad credit. 

Luke - Southampton

I would like to thank Bhavesh at Northampton Car finance, they where great from start to finish it was first class we got a great deal on a 61 plate astra. Thank you NHCF, Louise & Mick. 

Ian - Northampton

Really surprised by how quick I could drive away at East Midlands Car Finance! No messing around! I dealt with Joe all the way through. Brilliant service, very happy!

Patel - Nottingham

I arrived not knowing what to except but I was pleasantly surprised. Met by Paul who explained things very well and the whole process was pleasurable!

Denise - Birmingham

The process was very quick from start to finish. Keith was very helpful and understood my needs and what car I was looking for. Thank You

Michael - Newcastle

Car Finance in 3 Easy Steps
  1. Complete our short car finance application form or call FREE on 0800 032 6613
  2. Our finance team will check all is OK.We have our own exclusive finance so even if you have been rejected elsewhere you are likely to be accepted by us
  3. Pick up your car from your local Bad Credit Car Finance warehouse
45.9% APR Representative
Licensed Credit Broker (We are not a lender)
Choose from a wide selection of used cars
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